家庭收入保障 Family Income Protection

无论发生什么，所爱的家人生活还是必须维持。

Loved ones have to carry on no matter what happens

我们倾向于对我们目前的生活水平感到满意，并认为我们的收入能力是理所当然的。然而，一旦收入来源因死亡、残疾或重大疾病而中断，我们现在享受的生活方式很容易被阻断或突然地结束。

你可能无法预测未来，但你一定可以为它做好准备，保护自己和您所爱的家人免受生活水平的下降的干扰。

We tend to get comfortable with our current standard of living and take our income earning ability for granted. However, the lifestyle that we enjoy now could easily come to a rude and abrupt end once the income source is disrupted due to death, disability or a major illness.

You may not be able to predict the future, but you can surely be prepared for it. Protect yourself and your loved ones now from a painful fall in living standard.

* 四十岁，非吸烟者/ Age 40, Non Smoker.

* 第一级职业种类。/ Occupation Class I.

仅供参考，依据条款和条件。/ For reference only, T&C applied.

残疾收入 Disability Income

生活充满意外，但您可以选择做好准备并保持掌控.

Life is full of the unexpected, but you can choose to be prepared and remain in control

即使永久性残疾打击了养家糊口的人，您所爱的人仍然需要在他们的头上继续前进并继续他们习惯的生活方式。

除了健康和心理问题，残疾还带来经济影响。永久性残疾可能会减少收入，将养家糊口的人变成受抚养人，并由于大量额外费用而对家庭造成严重的财务后果。

Even when a permanent disability strikes a breadwinner, your loved ones still need to carry on with a roof over their heads and continue the lifestyle they are accustomed to.

Apart from health and psychological problems, disability also carries financial implications. A permanent disability could reduce income, turn a breadwinner into a dependent, and result in serious financial consequences to the family due to significant additional expenses.

仅供参考，依据条款和条件。/ For reference only, T&C applied.

医院和手术费用计划 Hospital & Surgical Expenses Planning

我们能负担得起生病或住院吗？

Can we afford to be sick or hospitalized?

当一个人遇到重大事故或患上重大疾病时，住院和/或手术是必要的。您停留的时间越长，或者手术越重大，您的账单就越大。你的账单越大，您的财务承受的压力就越大。

您的财务状况会在一周内放弃吗？还是您会因为经济上无法承受而放弃适当的治疗？

Hospitalization and/or surgeries are necessary when one meets with a major accident or contracts a major illness. The longer you stay, or the more major the surgery, the bigger your bill. The bigger your bill, the more strain your finances will have to bear.

Will your finances give way within a week? Or will you forego the appropriate treatment because it is financially out of your reach?

* 二十岁。/ Age 20.

仅供参考，依据条款和条件。/ For reference only, T&C applied.

重疾保障 Major Illness Protection

保护您和您的家人免受因健康状况不佳而引起的财务担忧

Protect yourself and your family against financial worries caused by ill health

任何人都可能随时患上重大疾病。虽然想象这是一种痛苦的可能性，但很容易想象后果。

当重大疾病来袭时，您可以肯定它会非常昂贵。治疗可能包括长期复杂的医疗护理、治疗和康复。如果它打击了养家糊口的人，情况会更糟，因为家庭的收入来源将受到严重威胁。

您将需要尽可能集中精力恢复，而不必担心财务问题。我们知道您不希望因高额医疗费用和其他相关费用而背负债务。你应该得到最好的医疗服务。

A critical illness can befall anyone at anytime. Although it's a painful possibility to imagine, it is easy to picture the consequences.

When a critical illness strikes, you can be sure it will be very expensive. Treatment is likely to include a lengthy period of sophisticated medical care, therapy and rehabilitation. The situation is worse if it strikes a breadwinner, as the family’s income source will be severely threatened.

You will need to concentrate on recovering as far as possible without having to worry about financial matters. We know you don't want to be burdened by debt arising from high medical bills and other related costs. And you do deserve the best medical care available.

男性，三十岁，非吸烟者。/ Male, Age 30, Non Smoker.

* 终身保障、保费期20年。/ Whole life coverage, Premium Term 20 years.

# 20年定期保障。/ 20 years Term coverage.

仅供参考，依据条款和条件。/ For reference only, T&C applied.